Euronet software is recognized around the world as the industry leader for providing one of the most comprehensive, fully integrated electronic financial transaction solution suites. Having installed its first software product almost 30 years ago, Euronet now works with customers in approximately 70 countries. Euronet software products offer solutions for several industries allowing secure transactions. Euronet enables these organizations to improve operational efficiency, enhance the quality of customer service, reduce time-to-market, increase market share and decrease transaction and administrative costs -- this is the cornerstone of our enriched solutions set.

Euronet's broad range of transaction management solutions uses a single core interactive gateway called Integrated Transaction Management® (ITM). This centralized engine provides significant reduction in overhead costs associated with multiple delivery systems and vendor interfaces. The ITM engine ensures absolute consistency and control across multiple customer touchpoints.

For a business to thrive and remain competitive, providing integrated channels of consistent real-time data in a hassle-free environment have become not just competitive advantages, but a necessity. Having an integrated system enables businesses to seamlessly combine diverse solutions such as ATM networks, POS and merchant systems, Internet and telephone banking, bill payment, mobile banking and event messaging. Our integrated approach to consulting and software solutions is designed to increase our clients' revenues and reduce their expenses, while improving security and increasing the value of their customer relationships.

Euronet recently expanded our payment card issuing and merchant acquiring offerings through the addition of a solution designed specifically to meet the specialized needs of large or complex multinational issuers and acquirers. A modern layered architecture with full XML connectivity, this solution also allows integration with multiple delivery channels, such as the Internet, mobile devices and voice recognition systems. As with all of our card-based offerings, this solution is built to comply with international card organization requirements such as those mandated by Visa, MasterCard and others.

Benefits of Euronet Software Solutions

	Ensures that organizations can add new features to Euronet's original software solutions cost effectively across all customer delivery channels to enable businesses to expand their service offerings without reconfiguring or repurchasing middleware for each new customer touchpoint.
	Interfaces with multiple ATM and POS hardware providers and various core banking vendors.
	Offers complete customizable solutions through its Professional Service Organization (PSO), which provides a range of competencies that include business strategy, best practices, design, planning, purchasing, implementation and management -- offered to meet organizations' unique business needs.
	Provides timely and continuous customer support, 24 hours a day, 7 days a week, 365 days a year.
	Ensures that organizations continue to maximize their investments through service releases on a regular basis through Euronet's unique product maintenance.
	Offers comprehensive training and documentation to enable clients to gain the most out of this solution so the clients become the experts.

Euronet provides a comprehensive software suite, including the following:

• ATM Management
  
• POS Management
  
• Integrated Merchant Management
  
• Credit Card
  
• Debit Card
  
• Merchant Acquiring
  
• Internet Banking
  
• Telephone (IVR) Banking
  
• Mobile Banking
  
• Value Added Services